Builders Risk Highlights

Availability: Admitted in most states*
Minimum premium: $400
Coverage: Admitted with an A rated carrier
Billing options:
Broker bill or direct bill
Target markets: Residential construction, commercial construction (office buildings, warehouses, municipal buildings, restaurants, shopping center complexes etc.), residential/commercial remodeling, installation floaters.

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Coverage includes

  • Claim preparation expenses
  • Blueprint and construction documents
  • Fraud and deceit
  • Theft of building materials
  • Interest of subcontractors
  • Pollutant cleanup/removal
  • Ordinance or law (limit increased to $1,000,000)
  • Soft costs
  • Expediting expenses
  • Property in transit (limit increased to $500,000)
  • Property at temporary storage (limit increased to $500,000)
  • Business income and extra expenses
  • Permission to occupy
  • Ability to include profit coverage
  • Underwriting guidelines and rates developed for each state and county

*Speak to your Regional Marketing Contact for information on state availability 

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