Ancillary Coverages for Public Entity Pools

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Providing support to public entity pool clients with coverages outside the scope of the pool’s program.


Accidental Death and Dismemberment Coverage

  • Volunteer emergency responders to provide benefits in addition to workers’ compensation benefit
  • Coverage for sports activities and other programs sponsored by public entities (available for specific activity/program or a schedule of activities during the policy year)

Bonds & Crime

  • Coverage for public officials and other public entity employees to comply with statutory requirements.
  • Coverage for fraud, deception, social engineering, etc.

Builders Risk

  • Commercial construction, remodeling, installation floaters

Cyber Liability

  • Primary and excess cyber liability offering Security and Privacy Liability, Regulatory Action, Network Interruption, Event Management, Cyber Extortion and Reputation Guard

Fiduciary Liability

  • Protects businesses’ and employers’ assets against fiduciary-related claims of mismanagement of a company’s employee benefit plans

Flood Insurance – Primary & Excess

  • National Flood Insurance Program (NFIP) coverage for exposures in all flood zones, including A and V.

Miscellaneous Professional Liability

  • Medical malpractice for clinics and related non-hospital exposures
  • Other professional liability 

Special Events Coverage

  • Weather 
  • Event cancellation
  • TULIP
  • Liquor liability

Storage Tank Pollution Insurance

  • Pollution insurance to meet the statutory coverage requirements for entities that have petroleum storage tanks (apply to both underground and above ground tanks)

Property Insurance

  • Monoline property
  • Windstorm
  • Earthquake

Other Special Coverages

  • Terrorism
  • Kidnap & ransom
  • Active shooter
  • Excess liability
  • Workers compensation
  • Equipment breakdown


For more information, contact Mike McClanahan at Michael.McClanahan@victorinsurance.com or (713) 787-2431.


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