Providing support to public entity pool clients with coverages outside the scope of the pool’s program.

Accidental Death and Dismemberment Coverage

• Volunteer emergency responders to provide benefits in addition to workers’ compensation benefit
• Coverage for sports activities and other programs sponsored by public entities (available for specific activity/program or a schedule of activities during the policy year)

Bonds & Crime

• Coverage for public officials and other public entity employees to comply with statutory requirements.
• Coverage for fraud, deception, social engineering, etc.

Builders Risk

• Commercial construction, remodeling, installation floaters

Cyber Liability

• Primary and excess cyber liability offering Security and Privacy Liability, Regulatory Action, Network Interruption, Event Management, Cyber Extortion and Reputation Guard

Fiduciary Liability

• Protects businesses’ and employers’ assets against fiduciary-related claims of mismanagement of a company’s employee benefit plans

Flood Insurance – Primary & Excess

• National Flood Insurance Program (NFIP) coverage for exposures in all flood zones, including A and V.

Miscellaneous Professional Liability

• Medical malpractice for clinics and related non-hospital exposures
• Other professional liability 

Special Events Coverage

• Weather 
• Event cancellation
• TULIP
• Liquor liability
  

Storage Tank Pollution Insurance

• Pollution insurance to meet the statutory coverage requirements for entities that have petroleum storage tanks (apply to both underground and above ground tanks)

Property Insurance

• Monoline property
• Windstorm
• Earthquake
  

Other Special Coverages

• Terrorism
• Kidnap & ransom
• Active shooter
• Excess liability
• Workers compensation
• Equipment breakdown
  

For more information, contact Mike McClanahan at Michael.McClanahan@victorinsurance.com or (713) 787-2431.

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