Ancillary Coverages for Public Entity Pools

City Hall Public Entites

Providing support to public entity pool clients with coverages outside the scope of the pool’s program.

Accidental Death and Dismemberment Coverage

  • Volunteer emergency responders to provide benefits in addition to workers’ compensation benefit
  • Coverage for sports activities and other programs sponsored by public entities (available for specific activity/program or a schedule of activities during the policy year)

Bonds & Crime

  • Coverage for public officials and other public entity employees to comply with statutory requirements.
  • Coverage for fraud, deception, social engineering, etc.

Builders Risk

  • Commercial construction, remodeling, installation floaters

Cyber Liability

  • Primary and excess cyber liability offering Security and Privacy Liability, Regulatory Action, Network Interruption, Event Management, Cyber Extortion and Reputation Guard

Fiduciary Liability

  • Protects businesses’ and employers’ assets against fiduciary-related claims of mismanagement of a company’s employee benefit plans

Flood Insurance – Primary & Excess

  • National Flood Insurance Program (NFIP) coverage for exposures in all flood zones, including those designated by FEMA as high risk Special Flood Hazard Areas.

Miscellaneous Professional Liability

  • Medical malpractice for clinics and related non-hospital exposures
  • Other professional liability 

Special Events Coverage

  • Weather 
  • Event cancellation
  • Tenant User Liability Insurance (TULIP)
  • Liquor liability

Storage Tank Pollution Insurance

  • Pollution insurance to meet the statutory coverage requirements for entities that have petroleum storage tanks (apply to both underground and above ground tanks)

Property Insurance

  • Monoline property
  • Windstorm
  • Earthquake

Other Special Coverages

  • Terrorism
  • Kidnap & ransom
  • Active shooter
  • Excess liability
  • Workers compensation
  • Equipment breakdown

For more information, contact Mike McClanahan at or (713) 787-2431.

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Ann Ruot
(713) 787-2437

Mike McClanahan
(713) 787-2431

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