Individual Appraisers E&O Insurance

Providing real estate appraisal services comes with risk. Our Errors & Omissions program for individual real estate appraisers provides the modern, flexible insurance coverage these professionals need to operate in today’s real estate market.

Availability: In most states* 

*Coming soon to MA, NY, VA and WA. Not currently available in AK, CO, LA, MS, KY and TN

Coverage: Admitted, with an A rated carrier

Target risks: Individual appraisers of single family and multi-family residences, lots and vacant land, commercial and industrial property, farms, ranches, land development and subdivisions

Minimum premium: $300

Deductible: Starting at $0

Limits: Variable limits up to $1 million per claim/$2 million aggregate

Policy Features

  • Coverage for both residential and commercial appraisers
  • Additional insured status for appraisal management companies
  • Multiple premium discounts available
  • Coverage for expert witness or real estate consultant or counselor provided the services are limited to real estate appraisal
  • Up to $10,000 for expenses related to Privacy Response & Security incidents
  • Up to $2,500 per incident for attorney fees and expenses resulting from the investigation or defense of a proceeding before a licensing board
  • Up to $5,000 per incident for advisory services provided by a public relations firm as a result of a public relations event
  • $100,000 discrimination coverage at no additional premium
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