Vacant Building Highlights

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Availability: Tier 1 and 2 counties in AL, CT, DE, FL,
GA, LA, MA, MD, MS, NC, NH, NJ, NY, RI, SC, TX, VA.

Coverage: A rated carrier on a surplus lines basis

Total insured value: $5 - $25 million



Target Risks

  • Buildings vacant for less than three years
  • Partially vacant buildings up to 25% eligible
  • Tier 1 and 2 counties TIV
  • All construction types considered (residential and commercial)

Ineligible Risks

  • Buildings located on national/local historic registries
  • Buildings under renovation
  • Buildings vacant more than three years 
  • Age restrictions may apply

Coverage

  • All perils
  • optional Wind/hail
  • optional Flood
  • optional Earthquake

Available Coverage Extensions

  • Ordinance or law (10% or 20%)
  • Special vacant coverage available for debris, fire, inv and rewards
  • Debris removal (25% plus $15,000)
  • Fire department service charges ($5,000)
  • Inventory and appraisal expense ($5,000)
  • Rewards ($5,000)


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For More Information

Email vacant.us@victorinsurance.com 

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