Dealer Open Lot Insurance

Dealer open lot insurance program provides coverage for owned auto inventory held for sale.

Coverage: Non-admitted with an A rated carrier

Availability: In all states except Alaska, Hawaii, Kansas (western portion), Louisiana, Montana, North Dakota, South Dakota and Wyoming.

Limits: Up to $25 million per location with higher limits available upon request



Target markets

  • Auto dealerships

Program highlights

  • Broad coverage including earthquake
  • Program includes aggregate wind/hail deductibles; terms will vary by state
  • Flood coverage options available for most dealerships with flood exposures
  • Competitive premiums
  • Streamlined application process

Submission requirements

Download a printer-friendly version.

For assistance contact

your Regionals Marketing Contact

Additional information

Frequently Asked Questions

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