Small Firm Highlights

Availability: All 50 states, D.C. and U.S. territories

Coverage: Admitted, with an A rated carrier

Target risks: Firms with fewer than 12 professionals on staff and whose annual billings are up to $500,000 qualify for this program. 

Minimum premium: $1,000

Deductible: $0

Limits: Up to $5 million 

New Benefits:

  • $0 deductible options available on every small firm program quote
  • Available for architects and engineers

Eligible firms must have

  • A licensed principal or partner
  • A private practice
  • 10% or less condominium exposure
  • Acceptable loss ratio

Policy features

  • One of the broadest professional liability forms in the industry
  • International coverage
  • Multi-year policies available for eligible small accounts
  • Broad coverage for pollution, asbestos and equity interest

New Policy Form Enhancements

  • Pollution liability coverage: for insured that may contractually assume liability for their client’s pollution exposure
  • Deductible incentives: early resolution credit
  • Supplementary payments, crisis event expenses, disciplinary proceedings and benefits increased
  • Automatic extended reporting period (ERP): death or disability and non-practicing ERP 

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Small Firm Underwriting Contact

Vanessa Cole
(301) 951-5455

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