Availability: In all 50 states and U.S. Territories*
Coverage: Admitted, with an A rated carrier
Target risks: Real estate agents and brokers, property managers, appraisers, auctioneers, commercial real estate professionals, leasing agents, mortgage brokers and title agents
Minimum premium: $500
Deductibles: Starting at $0
Limits: Up to $20 million
- Coverage for errors and omissions arising from professional real estate services as a real estate agent, broker, property manager, appraiser, mortgage broker, auctioneer and other real estate specialties
- Virtual home tours eligible for coverage at no additional cost
- Use of drones when in the provision of a professional service is eligible for coverage at no additional cost
- Environmental hazards included to policy limits at no additional premium
- Public relations event coverage up to $50,000 per policy period
- Discrimination coverage for defense and damages at no additional premium
- Privacy response coverage up to $20,000 for expenses incurred by the insured due to a security breach
- Death, disability and non-practicing extended reporting periods at no additional premium
- Premium credits for favorable claims experience and participation in risk management programs
- Open house, mold and employment practices liability coverage and more
- Endorsement for sales, leasing, and property management of 100 percent owned property**
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*Policy forms and policy terms may vary by state and territory. Not available in Guam.
**Not yet available in: AK, CA, CO, KS, LA, MA, MS, NC, NY, OK, RI, and VA