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Reinsurance

We offer unique reinsurance solutions for small to medium-sized, regional, mutual and stock companies across the US. What makes us different? We’ve got the top-tier stability, rigor and foresight to carry the risk of your portfolio for years to come.

A trusted partner to transfer your risk

We underwrite and manage reinsurance facilities (treaty and facultative) through panels of reinsurers rated AM Best A- or better. With first-rate financial strength at our disposal, you can trust in us.

Ready to get started?

Contact John Tarpey at john.tarpey@victorinsurance.com or (862) 260-7044 today.

He'll be more than happy to answer questions, find solutions and get you set up.

Victor Reinsurance Managers Regional Treaty Program

This program supports regional insurance companies providing coverage in multiple states for complex Commercial and Casualty risks:

  • Our target classes include Multi-line, Property, and Casualty layers.
  • Our capacity ranges from $2.5-5 million per contract, and maximum of $250 million in annual direct premium written.

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Regional Accounts Program (RAP)

This supports small treaty insurance companies operating in a limited region, such as a single state or county:

  • Target classes include home, farm, and main street commercial business.
  • The RAP facility is a complete solution with Victor Reinsurance Manager underwriting 100% of coverage.

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Property Facultative Program

This supports regional insurance companies participating in the RAP and Victor Reinsurance Managers facilities on the business outside of treaty limits. It also supports small insurance companies that may struggle to obtain treaty insurance:

  • The maximum limit available under this program is $5 million per facultative risk.

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Why choose Victor?

We have a depth and breadth of experience within the global reinsurance marketplace. By individually underwriting companies based on their unique risk attributes, we can offer impeccable consistency and stability for clients.

Plus, our small commercial underwriting, advisory services and digital distribution platforms will give you a strong and long-lasting competitive edge.

Discover our other solutions

Our wide range of solutions provides protection on more fronts. No matter how complex, no matter the scale, we strive to leave no stone unturned in covering our clients.

Automotive Dealerships

Targeted, rounded solutions that keep pace with the automotive industry’s emerging risks.

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Builders Risk

Protects buildings under construction from fires, theft, natural disasters and much more.

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Business Owners Policy

Specialty insurance for small and midsize businesses, covering essentials like property damage and business interruption.

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Contractors Equipment

Broad inland marine coverage for direct physical damage and loss to mobile machinery and equipment used for construction projects and other activities.

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Cyber

Designed for a whole host of cyber threats, such as cybercrime, system damage, business interruption and even court attendance costs.

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Design, Construction & Consultants

Far-reaching and flexible solutions for design and construction professionals. Includes professional liability; errors and omissions and property and casualty.

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Developers Errors & Omissions

Protects against the complex risks that come with real estate development services. Offers the flexible coverage developers need to navigate today's risk landscape.

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E&S Property and General Liability

Excess and Surplus coverage for unique and hard-to-place risks. Available to a broad appetite across several industries.

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Flood

Protects against major damage to homes, businesses and personal property caused by floods. Includes an industry-leading, web-based flood portal and access to real-time flood policy insurance.

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Forest & Logging

Competitively priced coverage for property, general liability, including loggers broad form property damage, commercial auto, inland marine and umbrella coverage.

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General Liability

From artisan contractors to fitness instructors, we offer essential and comprehensive protection against injury, illness and property damage for businesses.

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Kidnap, Ransom & Extortion

Available to practically any type of company or high net worth individual. We provide guidance on predicting and preventing these events - plus access to a leading international crisis response firm.

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Miscellaneous Professional Liability

Protects against claims arising from professional malpractice. Covers a breadth of industries from advertising to surveyors, with limits up to $5m.

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Non-Profit Management Liability

Protects non-profits' directors, employees, volunteers and more from a wide selection of risks. These include directors' and officers' liability, employment practices liability and other vital coverages.

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Private Company Management Liability

Privately held organizations are vulnerable to a whole host of allegations. Our program provides D&O, EPL and several other essential coverages to help protect private companies.

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Public Entities

We have a wealth of experience working with cities, counties, special districts, schools and colleges across the US. We're focused on providing underwriting and administrative services to public entity pools – and helping retail insurance brokers in finding markets for their public entity and school clients.

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Real Estate Errors & Omissions

Real estate transaction risks are always on the move. Our insurance keeps up with flexible coverage for real estate agents, brokers, appraisers and more.

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Reinsurance

If you're a small to midsize US insurer, we offer a number of programs to support your risk portfolio. With first-rate financial strength ratings, you know you're in safe hands.

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Workers' Compensation

Top-tier wage replacement and benefits for employees who've been injured at work. Features super reactive claims services and limits of up to $1m.

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